You don’t have to have A+ credit to qualify for financing with SurgeryLoans.com. In fact, SurgeryLoans.com approves more patient loans than other institutions because they offer a broad range of loan options for patients with a variety of credit backgrounds.
SurgeryLoans.com take many factors into consideration before approving or denying a loan application. Their underwriters carefully review the following factors:
- Credit history
- Current income
- Employment history
- Debt-to-income ratio
Since their loans are unsecured, meaning there is no collateral taken in exchange for the loan, their underwriters also check to make sure none of the following factors exist on your credit report:
- No repossessions
- No tax liens or civil judgments
- No items currently in collection
- No bankruptcies or foreclosures within the last six years
SurgeryLoans.com allows you to make convenient payments over 60 months. The simple interest rate remains fixed and there are no pre-payment penalties, giving you the option to make higher monthly payments to take advantage of additional savings on accrued interest.
You can apply now using the on-line loan application or you can call 1-888-502-8020 to speak with a loan representative or fax your application directly to the office by dialing 1-888-502-8030.